Executive Team
Executive Team
Andrew Smith
Chief Executive Officer & Co Founder
Andrew has more than 10 years experience working in the credit and collections industry.
ARMA is the 3rd company Andrew has been involved in creating over the last 5 years.
Andrew also plays a key role within the Australian Institute of Credit Management (AICM) having presented at a number of workshops/conferences.
Shane Ashton
Chief Operating Officer & Co Founder
Shane Ashton has over 8 years experience working in the credit and collections industry having worked at some of the largest and most successful debt recovery, business information and credit reporting organisations.
Shane was previously responsible for the management of the consumer collection division at Australian Recoveries & Collection Pty Ltd (ARC) which consisted of 3 teams and more than 15 staff.
Ravi Dwivedi
Executive Director & General Manager
Ravi has been working in the wider Financial Services industry for over 23 years in New Zealand and overseas. In the last 16 years he has worked in the NZ credit and collections industry specialising in the following areas:
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Debt recovery
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Credit reporting
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Credit management training
During this long and successful tenure, Ravi has successfully acquired and managed business relationships with a number of large commercial entities in the Banking, Finance, Insurance, Government, FMCG, Construction, Manufacturing, Education, Health, Trading and Retail sectors and therefore enjoy a sound knowledge and understanding of the real challenges and needs of organisations in these sectors in the wider credit and finance space.